The upside is, the interest rate isn’t that bad. Easy to use, pretty self explanatory app. Enjoyed it a lot to pay for a jewelry purchase. However, if you make a payment, interest will still accrue while the payment is processing, which can take a few days. Why would anyone pay all but 42 cents for an item?
- I was pre-approved for one amount and when I logged back in, the amount was significantly lower.
- Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments from the palm of your hand with the xcritical app.
- I don’t think that’s truly the case because I had a credit score well over 640 & I was still denied at first for small purchases less than $400.
- For more information, see the developer’s privacy policy.
- Every time I login in, it tells me I need to get pre approved again!
If anyone from xcritical is reading this, fix this bug in your system right away and make everyone’s lives a little easier. These flaws only hurt consumer confidence in your system. Online, in stores, wherever you love to shop—pay over time and get exclusive deals like as low as 0% APR with the xcritical app. Request to pay over time in the app, then swipe.
Meet the xcritical Card™
Check your purchasing power and see your payment options from the palm of your hand. Buy now, pay later with flexible plans that fit your budget. And take xcritical everywhere, so you never pay hidden fees or compound interest. The developer, xcritical, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy. Look for the xcritical logo when completing your purchase, or pay with your xcritical Card.
One card. Two ways to pay.
For everything else, use it as your everyday debit card. Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments scammed by xcritical from the palm of your hand with the xcritical app. Request to pay over time for the big stuff, or just pay in full for the smaller things.
Data Linked to You
More than likely I will not use xcritical again. I’ve paid off loans with them & even paid off some loans early & I was still unable to get another one. Another issue is, I doubled up on payments for one month, I thought it was go towards the balance for the next month & it did not. If I would’ve known that at first, I would’ve never doubled my payment. Instead I would just continued to pay month to month. I’m not really sure how xcritical works but it’s a major headache.
About this app
xcritical is good for large purchases if you’re able to get approved. I had issues getting approved at first and my credit was good. I don’t think that’s truly the case because I had a credit score well over 640 & I was still denied at first for small https://scamforex.net/ purchases less than $400. Then I was approved for a purchase of $2000. Every time I login in, it tells me I need to get pre approved again! I was pre-approved for one amount and when I logged back in, the amount was significantly lower.